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PhonePe SBI Card SELECT BLACK

Apply for PhonePe SBI Card SELECT BLACK for 10% rewards on PhonePe, 5% on online spends, Priority Pass & ₹1,500 welcome gift card. Best for PhonePe users.

Annual Savings
₹44400
Joining Fee
₹1499
Annual Fee
₹1499
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA,RuPay
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹3 lakh or more in a year on your card, as per bank policy.
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • SBI Reward Portal
  • Product
  • Vouchers
Conversion Rate: 1 Reward Points = ₹1

All Card Benefits

Detailed reward structure and cashback analysis

Get Yatra Voucher on Annual

spends of Rs. 5 lakh with a Yatra e-Voucher worth Rs. 5,000 valid for 4 months

loyalty

Earn 10 Rewards per ₹100

on eligible PhonePe spends

loyalty

Get Yatra Voucher on Annual

spends of Rs. 5 lakh with a Yatra e-Voucher worth Rs. 5,000 valid for 4 months

loyalty

Earn 10 Rewards per ₹100

on eligible PhonePe spends

loyalty
Age Criteria 21-70 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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