Kotak Zen Signature Credit Card
Apply for Kotak Zen Signature Credit Card for 10 Zen Points per ₹150 on shopping, 8 lounge visits & 15,000 bonus points. Best for shoppers.
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
Vouchers, statement credit, shopping, mobile recharge, travel, etc. (Min redemption: 2,000 points for cash)
All Card Benefits
Detailed reward structure and cashback analysis
Earn 10 Zen Points for Every ₹150 Spent
on shopping categories including capped at 6,500 points per billing cycle
Get 2 Domestic Lounge Access
visits in the next calendar quarter on spending ₹75,000 or more in a quarter
Earn 10 Zen Points for Every ₹150 Spent
on shopping categories including capped at 6,500 points per billing cycle
Get 3 Complimentary International Lounge
Access visits per calendar year for the primary cardholder
Get 3 Complimentary International Lounge
Access visits per calendar year for the primary cardholder
| Age Criteria | 21-60 years |
| Salaried Income | ₹480000 LPA |
| Self Employed Income | ₹500000 LPA |
| CRIF Score | 720+ |
| Income Comment |