IRCTC RBL Credit Card
Apply for IRCTC RBL Credit Card. Earn 5X rewards on IRCTC train bookings, 8 railway lounge visits/year & train cancellation cover up to ₹5,000. Best for train travellers.
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
Redeem your reward points on the IRCTC Website or Mobile App for train ticket bookings
All Card Benefits
Detailed reward structure and cashback analysis
Book Train Tickets
Earn 5 points per ₹200 spend on booking train tickets through IRCTC website or app.
1 Reward Point = ₹1 on IRCTC Redemptions
making reward points directly usable for train ticket bookings through IRCTC’s Pay by Points feature.
3X Reward Points on FASTag Recharges
on FASTag reloads done via RBL Bank digital channels, NCMC reload or UTS app, up to 1,000 points per month
5X Reward Points
On train ticket bookings made on IRCTC website or mobile app, up to 1,000 reward points per month
1X Reward Points
1 Reward Point per Rs. 200 spent on other spends
| Age Criteria | 21-65 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 750+ |
| Income Comment | Minimum Annual Income of ₹3 LPA is required to apply for the IRCTC RBL Credit Card, as per bank eligibility. |