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EXISTING CUSTOMER ELIGIBLE

Indian Oil RBL Bank XTRA Credit Card

Apply for IndianOil RBL Bank XTRA Credit Card. Earn 15 fuel points/₹100 at IndianOil (7.5% value back), 2X on all spends & 1% surcharge waiver. Best for IndianOil users.

Annual Savings
₹20232
Joining Fee
₹1500
Annual Fee
₹1500
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network RuPay,Mastercard
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹2.75 lakh or more in a year on your card, as per bank policy.
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

Redeem Fuel Points instantly at IndianOil fuel stations by selecting XTRAREWARDS. Points can also be redeemed online on rblrewards.com or the RBL MyCard App for travel, shopping, electronics, and vouchers, with options for partial or full point redemption.

Conversion Rate: 1 Fuel Point = ₹0.5

All Card Benefits

Detailed reward structure and cashback analysis

Quarterly Fuel Bonus of 1000 Additional Fuel Points

on spend milestone on crossing quarterly spends of ₹75,000

loyalty

3,000 Fuel Points as Welcome Benefit

on spending ₹500 or more within 30 days of card issuance

loyalty

Earn 15 Fuel Points per ₹100 on IndianOil Fuel Stations

spends, capped at 2,000 fuel points per month

loyalty

2 Fuel Points per ₹100 on Other Spends

on all non-fuel purchases such as shopping and everyday spends

loyalty

Earn 2 Fuel Points

per ₹100 on dining spends

loyalty

Up to 7.5% Valueback on Fuel Purchases

through accelerated fuel points earnings and fuel surcharge waiver benefits

loyalty

Up to 7.5% Valueback on Fuel Purchases

through accelerated fuel points earnings and fuel surcharge waiver benefits

loyalty

Quarterly Fuel Bonus of 1000 Additional Fuel Points

on spend milestone on crossing quarterly spends of ₹75,000

loyalty
Age Criteria 21-70 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

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