IDFC FIRST Hello Cashback Credit Card
Apply for IDFC First Hello Cashback Credit Card for 5% cashback on online spends, 3% base rate, FD-backed & no annual fee. Best for first-time users.
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
This is a cashback card, and the earned cashback is adjusted directly in your monthly statement.
All Card Benefits
Detailed reward structure and cashback analysis
Get Up To 5% Cashback on Online Spends
with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle
Earn 1% Cashback on UPI spends
via IDFC FIRST Bank app, capped at ₹1,500 per statement cycle
Get Up To 6% Cashback on Hotel and Flight
bookings via IDFC FIRST Bank app with 1% additional bonus cashback over the base online cashback rate
Get Up To 5% Cashback on Online Spends
with 3% on spends up to ₹10,000 and 5% on incremental spends above ₹10,000, capped at ₹1,000 per statement cycle
Get Up To 6% Cashback on Hotel and Flight
bookings via IDFC FIRST Bank app with 1% additional bonus cashback over the base online cashback rate
| Age Criteria | 18-80 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹3 LPA |
| CRIF Score | 720+ |
| Income Comment |