IDFC FIRST Millennia Credit Card
Apply for IDFC FIRST Millennia Credit Card. Get 25% off on movies, ₹500 welcome voucher, 5% cashback on first EMI & 300+ merchant offers. Best for young spenders.
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- Flights/Hotels
- Product Catalogue
All Card Benefits
Detailed reward structure and cashback analysis
Get A ₹500 Voucher from partner brands like Amazon, BigBasket,
Uber, and Lifestyle on spending ₹5,000 or more within 30 days of card generation, capped at one voucher worth ₹500 for the primary card only
Get 5% Cashback on Converting Eligible
credit card transactions to EMI, capped at ₹1,000 on the first EMI conversion done within 30 days of card generation for customers who have never converted a transaction to EMI before
25% Off on Movie Tickets via District App
once every month, capped at ₹100 per transaction
4 Complimentary Railway Lounge
Visits per Quarter on spending at least ₹20,000 in the previous month to unlock free visits in the current month
Zero Annual & Renewal Fees
making the card lifetime free with no renewal charge
Complimentary 24×7 Roadside Assistance
up to 4 times a year, worth ₹1,399, provided through Global Assure
| Age Criteria | 21-65 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹4 LPA |
| CRIF Score | 750+ |
| Income Comment | Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility. |