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EXISTING CUSTOMER ELIGIBLE

ICICI Bank Emeralde Credit Card

Apply for ICICI Bank Emeralde Credit Card and enjoy unlimited lounge access, complimentary golf, BookMyShow offers, concierge services, travel benefits and premium rewards

Annual Savings
₹200000
Joining Fee
₹12000
Annual Fee
₹12000
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network Mastercard,AmericanExpress
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹10 lakh or more in a year on your card, as per bank policy.
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • ishop
  • Health & Beauty
  • Travel & Luggage
  • Shopping Vouchers
  • Home Appliances
  • Electronics
  • Fashion & Lifestyle
Conversion Rate: 1 reward point = ₹0.25

All Card Benefits

Detailed reward structure and cashback analysis

Travel Complimentary Unlimited Visits Lounge Access

at domestic and international airports

loyalty

TATA CLiQ Worth ₹5,000

for American Express Cardholders, twice every year

loyalty

Earn Up To 12X Rewards on

flight, bus and hotel bookings under promotional offers

loyalty

Earn Up To 12X Rewards on

shopping vouchers under promotional offers

loyalty

Get 3% iCash On

Flights on flight bookings made via Net Banking

loyalty

Get 6% iCash On Hotels & Buses

on hotel and bus bookings made via Net Banking

loyalty

Get Up To 29% iCash on

shopping vouchers purchased via Net Banking

loyalty

Earn On iShop Purchases From 6X to 12X Reward Points

on eligible iShop transaction

loyalty

Earn On All Spends With 4 Reward Points

per ₹100 on domestic and international spends

loyalty

Travel Complimentary Unlimited Visits Lounge Access

at domestic and international airports

loyalty

TATA CLiQ Worth ₹5,000

for American Express Cardholders, twice every year

loyalty

Earn Up To 12X Rewards on

flight, bus and hotel bookings under promotional offers

loyalty
Age Criteria 21-60 years
Salaried Income ₹18 LPA
Self Employed Income ₹18 LPA
CRIF Score 720+
Income Comment Minimum Annual Income of ₹18 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility

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