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EXISTING CUSTOMER ELIGIBLE

HSBC RuPay Cashback Credit Card

Apply for HSBC RuPay Cashback Credit Card and get 10% cashback on dining & groceries, 1% on UPI spends, and 8 lounge visits/year. Best for food & UPI spenders.

Annual Savings
₹20000
Joining Fee
₹499
Annual Fee
₹499
Credit Score
750+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network RuPay
Employment both

Fee Waiver Logic

The annual fee is waived off if you spend more than ₹2,00,000 in a year.
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

This is a cashback card, and the cashback is adjusted in your monthly statement.

Conversion Rate: N/A

All Card Benefits

Detailed reward structure and cashback analysis

Get ₹500 Cashback and ₹250 Amazon eGift Voucher on Card Activation

on spending ₹10,000 within 30 days od successful application

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Get 10% Cashback on Dining Spends

up to a total cashback of ₹400 per month across eligible categories

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Get 10% Cashback

on grocery spends up to a total cashback of ₹400 per month across eligible categories

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Get Airport Lounge Visits

with up to 2 complimentary local visits per quarter and 2 international visits per year

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Get 5% Discount on Paytm Bill Payments

of ₹299 or more on eligible transactions, up to ₹150

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Get 10% Cashback

on Dining, Food Delivery and Grocery Spending

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Get Airport Lounge Visits

with up to 2 complimentary local visits per quarter and 2 international visits per year

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Get Cleartrip Discounts Upto ₹6000

on flights and hotels using for full swipe transactions and EMI transactions

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Get 10% Cashback on food delivery

spends up to a total cashback of ₹400 per month across eligible categories

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Get EazyDiner Membership

for 2 months when you activate your RuPay credit card

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Age Criteria 21-65 years
Salaried Income ₹6 LPA
Self Employed Income ₹12 LPA
CRIF Score 750+
Income Comment Minimum Annual Income of ₹6 LPA is required to apply for the HSBC RuPay Cashback Credit Card, as per bank eligibility.

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