PhonePe HDFC Bank Ultimo Credit Card
Apply for PhonePe HDFC Bank Ultimo Credit Card for 10% rewards on travel & utilities, 5% on Swiggy & Myntra & 8 lounge visits. Best for PhonePe users.
Smart Analysis
Fee Waiver Logic
If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.
Redemption
- SmartBuy
- Flights/Hotels
- Product Catalogue
All Card Benefits
Detailed reward structure and cashback analysis
Gift Cards on Your First RuPay Credit Card
on UPI transaction and next 10 eligible UPI transactions on PhonePe, worth ₹499 plus 10 scratch cards of ₹50 each
Earn 10% Reward Points on PhonePe bill
payments and recharges up to 1,000 reward points per calendar month
Earn 10% Reward Points on PhonePe
travel and stays spends including flights, bus, trains and hotels up to 1,000 reward points per calendar month
Get 5% Reward Points on spends at Amazon, Flipkart
Myntra and Ajio up to 500 reward points per calendar month
Get 5% Reward Points on spends at Swiggy and Zomato
up to 500 reward points per calendar month
Get 5% Reward Points on Uber
spends up to 500 reward points per calendar month
Get Domestic Lounge Access with 8 Complimentary
domestic lounge visits every year, limited to 2 per calendar quarter on spends of ₹75,000 or more in a calendar quarter
| Age Criteria | 21-60 years |
| Salaried Income | ₹3 LPA |
| Self Employed Income | ₹26 LPA |
| CRIF Score | 720+ |
| Income Comment |