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BOB Etihad Guest Premium Credit Card

Annual Savings
₹24000
Joining Fee
₹5000
Annual Fee
₹5000
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network Mastercard
Employment both

Fee Waiver Logic

The annual fee is waived if you spend ₹5 lakh or more in a year on your card, as per bank policy.
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • Flight tickets
  • Hotel and travel bookings
  • Lifestyle and partner rewards 
Conversion Rate: 1RP= ₹0.80

All Card Benefits

Detailed reward structure and cashback analysis

Get 2X Welcome Miles When You Spend ₹25,000

in the first 60 days and pay the joining fee

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Earn Miles Everywhere with 6 Miles per ₹100

on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

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Complimentary Lounge Access with

12 domestic and 8 international visits each year

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Complimentary Lounge Access with

12 domestic and 8 international visits each year

loyalty

Earn Miles Everywhere with 6 Miles per ₹100

on Etihad Airways and 2 Miles per ₹100 on other domestic and cross-border spends

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Pay 0% Forex Mark-Up

on international transactions made with the card

loyalty
Age Criteria 21-60 years
Salaried Income ₹18 LPA
Self Employed Income ₹18 LPA
CRIF Score 720+
Income Comment Minimum Annual Income of ₹3 LPA is required to apply for the SBI Cashback Credit Card, as per bank eligibility.

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