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AU Laksya Credit Card

Apply for AU Laksya Credit Card and earn 5X rewards on grocery, enjoy 8 lounge visits & save 15% on Zomato. Best for everyday spenders

Annual Savings
₹14000
Joining Fee
₹1000
Annual Fee
₹1000
Credit Score
720+
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Smart Analysis

Best For Online Shopping
Reward Type Cashback
Network VISA
Employment both

Fee Waiver Logic

₹2 Lakh retail spends in previous card anniversary year (from 2nd year onwards)
Expert Tip

If your yearly spends cross the waiver limit, this card practically becomes FREE while still giving premium cashback returns.

Redemption

  • E-vouchers
  • Merchandise
  • Flight & Hotel bookings
Conversion Rate: 0.25

All Card Benefits

Detailed reward structure and cashback analysis

Enjoy 8 Complimentary Domestic Airport Lounge

visits per calendar year (maximum 2 per quarter) for a relaxed travel experience

loyalty

Get up to 15% Instant Discount on Food Deliveries via the Zomato

App every month, with a maximum cashback of ₹250 per month

loyalty

Earn 5 Reward Points per ₹100 spent on Grocery

and Departmental Stores, making everyday shopping more rewarding. Also get Buy-One-Get-One movie tickets via District App (max ₹250/month)

loyalty

Enjoy 8 Complimentary Domestic Airport Lounge

visits per calendar year (maximum 2 per quarter) for a relaxed travel experience

loyalty

Get up to 15% Instant Discount on Food Deliveries via the Zomato

App every month, with a maximum cashback of ₹250 per month

loyalty
Age Criteria 21-60 years
Salaried Income ₹3 LPA
Self Employed Income ₹3 LPA
CRIF Score 720+
Income Comment

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